secwatch.observer — SEC 8-K summary
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Issuer:     FEDERAL HOME LOAN MORTGAGE CORP (FMCC)
CIK:        0001026214
Form:       8-K
Filed at:   2025-07-31T23:59:59+00:00
Accession:  0001026214-25-000087
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Freddie Mac Q2 net income $2.4B, down 14% YoY; credit loss provision rises to $0.8B
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- Net income $2.4B, down 14% YoY; net revenues $5.9B, down 1% YoY.
- Provision for credit losses $0.8B, up from $0.4B YoY, driven by lower home price expectations.
- Single-Family net income $2.1B (-8% YoY); Multifamily net income $0.3B (-39% YoY).
- Mortgage portfolio $3.6T (+2% YoY); serious delinquency rate 0.55% (up from 0.50% YoY).
- New business activity $94B (up from $85B); financed 363,000 homes/units.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1026214/000102621425000087/0001026214-25-000087-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1026214/000102621425000087/fmcc-20250731.htm
  HTML page:      https://secwatch.observer/filing/0001026214-25-000087

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