{"schema_version":"secwatch.filing_event.v1","accession":"0001026214-25-000117","form_type":"8-K","ticker":"FMCC","cik":"0001026214","company_name":"FEDERAL HOME LOAN MORTGAGE CORP","filed_at":"2025-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.582442+00:00","generated_at":"2026-05-17T01:12:40.561611+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Freddie Mac Q3 net income $2.8B, down 11% YoY on credit reserve build; multifamily net income down 20%","bullets":["Net income of $2.8B, down 11% YoY; net revenues $5.7B, down 2%.","Provision for credit losses of $0.2B vs benefit of $0.2B in Q3 2024; credit reserve build in Single-Family.","Single-Family net income $2.3B (down 9%); Multifamily net income $0.4B (down 20%).","Serious delinquency rate 0.57% (up from 0.54% YoY); mortgage portfolio $3.6T, up 2%.","Financed 483,000 households (288K single-family, 195K multifamily); new business activity $99B."],"urls":{"canonical":"https://secwatch.observer/filing/0001026214-25-000117","json":"https://secwatch.observer/filing/0001026214-25-000117.json","markdown":"https://secwatch.observer/filing/0001026214-25-000117.md","text":"https://secwatch.observer/filing/0001026214-25-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1026214/000102621425000117/0001026214-25-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1026214/000102621425000117/fmcc-20251030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:12:40.561611+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}