---
schema_version: "secwatch.filing_event.v1"
accession: "0001026214-25-000117"
form_type: "8-K"
ticker: "FMCC"
cik: "0001026214"
company_name: "FEDERAL HOME LOAN MORTGAGE CORP"
filed_at: "2025-10-30T23:59:59+00:00"
generated_at: "2026-05-17T01:12:40.561611+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Freddie Mac Q3 net income $2.8B, down 11% YoY on credit reserve build; multifamily net income down 20%

## Summary
- Net income of $2.8B, down 11% YoY; net revenues $5.7B, down 2%.
- Provision for credit losses of $0.2B vs benefit of $0.2B in Q3 2024; credit reserve build in Single-Family.
- Single-Family net income $2.3B (down 9%); Multifamily net income $0.4B (down 20%).
- Serious delinquency rate 0.57% (up from 0.54% YoY); mortgage portfolio $3.6T, up 2%.
- Financed 483,000 households (288K single-family, 195K multifamily); new business activity $99B.

## SEC filing metadata
- accession: 0001026214-25-000117
- form_type: 8-K
- ticker: FMCC
- cik: 0001026214
- company_name: FEDERAL HOME LOAN MORTGAGE CORP
- filed_at: 2025-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1026214/000102621425000117/0001026214-25-000117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1026214/000102621425000117/fmcc-20251030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001026214-25-000117
- JSON: https://secwatch.observer/filing/0001026214-25-000117.json
- Plain text: https://secwatch.observer/filing/0001026214-25-000117.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.