---
schema_version: "secwatch.filing_event.v1"
accession: "0001026214-26-000022"
form_type: "8-K"
ticker: "FMCC"
cik: "0001026214"
company_name: "FEDERAL HOME LOAN MORTGAGE CORP"
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T02:54:09.697002+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Freddie Mac Q4 net income $2.8B, down 14% YoY; full-year net $10.7B, down 10%

## Summary
- Net income $2.8B for Q4 2025, down 14% YoY; full-year net income $10.7B, down 10% YoY.
- Net revenues $5.8B (-9% YoY); non-interest income fell to $0.2B from $1.3B in Q4 2024.
- Multifamily net income plunged 58% to $0.3B; provision for credit losses surged to $0.3B in Q4.
- Single-Family net income $2.5B (-2% YoY); serious delinquency rate stable at 0.59%.
- Net worth grew to $70.4B from $59.6B a year ago; no dividend to Treasury under Purchase Agreement.

## SEC filing metadata
- accession: 0001026214-26-000022
- form_type: 8-K
- ticker: FMCC
- cik: 0001026214
- company_name: FEDERAL HOME LOAN MORTGAGE CORP
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1026214/000102621426000022/0001026214-26-000022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1026214/000102621426000022/fmcc-20260212.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001026214-26-000022
- JSON: https://secwatch.observer/filing/0001026214-26-000022.json
- Plain text: https://secwatch.observer/filing/0001026214-26-000022.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.