---
schema_version: "secwatch.filing_event.v1"
accession: "0001026214-26-000028"
form_type: "8-K"
ticker: "FMCC"
cik: "0001026214"
company_name: "FEDERAL HOME LOAN MORTGAGE CORP"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T00:30:05.910009+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Freddie Mac Q1 2026 net income $3.6B, up 27% YoY; net revenues $6.1B, up 5%

## Summary
- Net income $3.6B vs $2.8B in Q1 2025; benefit for credit losses $0.3B vs provision $0.3B a year ago.
- Single-Family net income $3.0B, up 32% YoY; new business activity $103B, driven by refinance surge.
- Multifamily net income $0.6B, up 9% YoY; financed 99,000 rental units, 93% affordable to low-to-moderate income.
- Net worth rose to $74B from $62B a year ago; required CET1 capital $117B, remains below with ($4B) deficit.
- Financed 281,000 single-family mortgages; 52% of loans to first-time homebuyers; serious delinquency rate 0.60%.

## SEC filing metadata
- accession: 0001026214-26-000028
- form_type: 8-K
- ticker: FMCC
- cik: 0001026214
- company_name: FEDERAL HOME LOAN MORTGAGE CORP
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1026214/000102621426000028/0001026214-26-000028-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1026214/000102621426000028/fmcc-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001026214-26-000028
- JSON: https://secwatch.observer/filing/0001026214-26-000028.json
- Plain text: https://secwatch.observer/filing/0001026214-26-000028.txt

## Key facts
- Earnings Releases
  FEDERAL HOME LOAN MORTGAGE CORP reported the quarter ended March 31, 2026 results: revenue $6.1 billion, net income $3.6 billion.
  - Period: the quarter ended March 31, 2026
  - Revenue: $6.1 billion
  - Net income: $3.6 billion
  - Result: reported results
  source text: Freddie Mac (OTCQB: FMCC) today reported net income of $3.6 billion for the first quarter of 2026, up 27% from the first quarter of 2025, primarily driven by higher net revenues and a credit reserve release in the current period compared to a credit reserve build in the first quarter of 2025. Net revenues were $6.1 billion for the first quarter of 2026, up 5% year-over-year, primarily driven by higher net interest income, partially offset by lower non-interest income.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1026214/000102621426000028/0001026214-26-000028-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.