{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-22-000019","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2022-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.389666+00:00","generated_at":"2026-06-26T05:34:01.932904+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OFG Bancorp Q1 EPS $0.76 beats prior quarters; NIM expands to 4.47%","bullets":["Diluted EPS of $0.76 vs $0.66 in 4Q21 and $0.56 in 1Q21.","Core revenues $136.4M vs $141.0M in 4Q21; Net interest income $105.2M.","Net interest margin expanded to 4.47% from 4.18% in 4Q21.","Loans held for investment grew $145.4M from 4Q21 to $6.55B; deposits up $375.1M to $8.97B.","Credit quality improved: net charge-off rate 0.04%; repurchased $33.5M shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-22-000019","json":"https://secwatch.observer/filing/0001030469-22-000019.json","markdown":"https://secwatch.observer/filing/0001030469-22-000019.md","text":"https://secwatch.observer/filing/0001030469-22-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046922000019/0001030469-22-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046922000019/ofg-20220421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T05:34:01.932904+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}