{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-22-000038","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2022-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.295325+00:00","generated_at":"2026-06-23T02:09:22.684108+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"OFG Bancorp Q3 2022 EPS $0.87, core revenue up 7.2% QoQ; dividend raised to $0.20","bullets":["Diluted EPS $0.87 vs $0.84 in Q2 2022 and $0.81 in Q3 2021.","Core revenues $156.8M (+7.2% QoQ); net interest margin 5.23% vs 4.80% in Q2.","Quarterly dividend increased to $0.20 per share from $0.15 in Q2 2022.","Provision for credit losses $7.1M; net charge-offs $11.3M, including $6.6M on two commercial loans.","CET1 ratio 13.34% (up from 12.80% in Q2); tangible book value per share $18.46."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-22-000038","json":"https://secwatch.observer/filing/0001030469-22-000038.json","markdown":"https://secwatch.observer/filing/0001030469-22-000038.md","text":"https://secwatch.observer/filing/0001030469-22-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046922000038/0001030469-22-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046922000038/ofg-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:09:22.684108+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}