{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-23-000037","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2023-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.945891+00:00","generated_at":"2026-06-09T17:57:58.776412+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"OFG Bancorp reports Q3 2023 EPS $0.95, core revenues $172.2M, up 10% YoY","bullets":["Diluted EPS $0.95 vs $0.93 in 2Q23 and $0.87 in 3Q22.","Core revenues $172.2M, up 10% YoY; net interest income $141.8M.","Net interest margin 5.80%, ROAA 1.76%, efficiency ratio 52.36%.","Loans held for investment $7.26B, up 2% QoQ and 8.6% YoY.","CET1 ratio 14.03%, tangible book value per share $21.01."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-23-000037","json":"https://secwatch.observer/filing/0001030469-23-000037.json","markdown":"https://secwatch.observer/filing/0001030469-23-000037.md","text":"https://secwatch.observer/filing/0001030469-23-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046923000037/0001030469-23-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046923000037/ofg-20231020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T17:57:58.776412+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3e7980da74fb562fc36896195d35f871af165b39","claim":"OFG BANCORP reported the quarter ended September 30, 2023 results: EPS $0.95.","evidence_excerpt":"On October 20, 2023, OFG Bancorp (the \"Company\") announced the results for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1030469/000103046923000037/0001030469-23-000037-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"EPS","value":"$0.95"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}