{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-24-000037","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.430012+00:00","generated_at":"2026-05-30T13:33:35.380354+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"OFG Bancorp Q3 2024 EPS $1.00, core revenues $174.1M, up 1.1% YoY","bullets":["Diluted EPS $1.00 vs $0.95 in 3Q23; net interest margin 5.43%.","Total core revenues $174.1M (+1.1% YoY); pre-provision net revenues $83.1M.","Provision for credit losses $21.4M vs $15.6M in 2Q24; net charge-offs 0.90% of avg loans.","Loans held for investment $7.75B (+6.7% YoY); customer deposits $9.53B.","CET1 ratio 14.37%; tangible book value per share $26.15 (+$5.14 YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-24-000037","json":"https://secwatch.observer/filing/0001030469-24-000037.json","markdown":"https://secwatch.observer/filing/0001030469-24-000037.md","text":"https://secwatch.observer/filing/0001030469-24-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046924000037/0001030469-24-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046924000037/ofg-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:33:35.380354+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}