---
schema_version: "secwatch.filing_event.v1"
accession: "0001030469-24-000037"
form_type: "8-K"
ticker: "OFG"
cik: "0001030469"
company_name: "OFG BANCORP"
filed_at: "2024-10-16T23:59:59+00:00"
generated_at: "2026-05-30T13:33:35.380354+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# OFG Bancorp Q3 2024 EPS $1.00, core revenues $174.1M, up 1.1% YoY

## Summary
- Diluted EPS $1.00 vs $0.95 in 3Q23; net interest margin 5.43%.
- Total core revenues $174.1M (+1.1% YoY); pre-provision net revenues $83.1M.
- Provision for credit losses $21.4M vs $15.6M in 2Q24; net charge-offs 0.90% of avg loans.
- Loans held for investment $7.75B (+6.7% YoY); customer deposits $9.53B.
- CET1 ratio 14.37%; tangible book value per share $26.15 (+$5.14 YoY).

## SEC filing metadata
- accession: 0001030469-24-000037
- form_type: 8-K
- ticker: OFG
- cik: 0001030469
- company_name: OFG BANCORP
- filed_at: 2024-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1030469/000103046924000037/0001030469-24-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1030469/000103046924000037/ofg-20241016.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001030469-24-000037
- JSON: https://secwatch.observer/filing/0001030469-24-000037.json
- Plain text: https://secwatch.observer/filing/0001030469-24-000037.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.