{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-25-000012","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2025-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.197640+00:00","generated_at":"2026-05-23T07:50:03.525728+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"OFG Bancorp Q1 2025 EPS $1.00, down from $1.05 YoY; core revenue up 2.4%","bullets":["EPS diluted $1.00 vs $1.05 in Q1 2024; total core revenues $178.3M vs $174.2M YoY.","Loans held for investment $7.85B (+0.8% QoQ); customer deposits $9.76B (+$308M QoQ).","Provision for credit losses $25.7M vs $15.1M YoY; net charge-offs 1.05% of avg loans.","CET1 ratio 14.27%; tangible book value per share $26.66, up 13.2% YoY.","Repurchased $23.4M common shares; increased quarterly common dividend by 20%."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-25-000012","json":"https://secwatch.observer/filing/0001030469-25-000012.json","markdown":"https://secwatch.observer/filing/0001030469-25-000012.md","text":"https://secwatch.observer/filing/0001030469-25-000012.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046925000012/0001030469-25-000012-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046925000012/ofg-20250423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:50:03.525728+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}