earnings
confidence high
sentiment positive
materiality 0.70
OFG Bancorp Q3 EPS $1.16 (+16% YoY); core revenues $184M (+5.6%)
OFG BANCORP
2025-Q3 EPS reported
$3.31
- EPS diluted $1.16 vs $1.00 in 3Q24; core revenues $184.0M vs $174.1M YoY.
- Net interest margin 5.24%; return on avg tangible common equity 16.39%.
- Total provision for credit losses $28.3M, up from $21.4M in prior year; net charge-offs $20.2M.
- Loans held for investment $8.12B (+4.73% YoY); customer deposits $9.82B (+$286.5M YoY).
- Repurchased 477,600 shares for $20.4M in Q3; CET1 ratio 14.13%.