secwatch.observer — SEC 8-K summary
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Issuer:     OFG BANCORP (OFG)
CIK:        0001030469
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001030469-26-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

OFG Bancorp Q4 EPS $1.27 (up 16.5% YoY); full-year EPS $4.58 (up 8.3%)
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- 4Q25 EPS $1.27 vs $1.09 a year ago; total core revenues $185.4M, up 1.9% YoY.
- Full-year 2025 EPS $4.58 vs $4.23; core revenues $729.8M, up 2.8%.
- Loans held for investment $8.20B, up 5.25% YoY; deposits $9.92B, up 5.0%.
- Share repurchases of $91.6M in 2025; CET1 ratio 13.97%, tangible book value $29.96.
- Net interest margin 5.12%; ROATCE 17.20%; NCOs 1.32%, NPL ratio 1.59%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1030469/000103046926000004/0001030469-26-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1030469/000103046926000004/ofg-20260122.htm
  HTML page:      https://secwatch.observer/filing/0001030469-26-000004

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