{"schema_version":"secwatch.filing_event.v1","accession":"0001030469-26-000022","form_type":"8-K","ticker":"OFG","cik":"0001030469","company_name":"OFG BANCORP","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.829968+00:00","generated_at":"2026-05-15T05:02:41.038652+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"OFG Bancorp Q1 2026 EPS $1.26, core revenues $185.8M, dividend up 17%","bullets":["Diluted EPS $1.26 vs $1.27 Q4 2025 and $1.00 Q1 2025; net interest margin 5.36%.","Core revenues $185.8M, up from $185.4M Q4 2025 and $178.3M Q1 2025.","Loans held for investment $8.24B, up $34M sequentially; new loan production $608.9M (+8.9% YoY).","Repurchased $44.5M of shares, increased dividend 17%; CET1 ratio 13.75%.","Net charge-offs $21.4M (1.05% of avg loans), down from $26.9M (1.32%) in Q4 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001030469-26-000022","json":"https://secwatch.observer/filing/0001030469-26-000022.json","markdown":"https://secwatch.observer/filing/0001030469-26-000022.md","text":"https://secwatch.observer/filing/0001030469-26-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1030469/000103046926000022/0001030469-26-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1030469/000103046926000022/ofg-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:02:41.038652+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"73183ad30b42a48112b4f0fcc07ddee10c70057c","claim":"OFG BANCORP reported first quarter ended March 31, 2026 results: revenue $185.8 million, EPS $1.26.","evidence_excerpt":"OFG Bancorp Reports 1Q26 Results SAN JUAN, Puerto Rico, April 21, 2026 – OFG Bancorp (NYSE: OFG), the financial holding company for Oriental Bank, today reported results for the first quarter ended March 31, 2026. EPS diluted of $1.26 compared to $1.27 in 4Q25 and $1.00 in 1Q25. Total core revenues of $185.8 million compared to $185.4 million in 4Q25 and $178.3 million in 1Q25.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1030469/000103046926000022/0001030469-26-000022-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Revenue","value":"$185.8 million"},{"label":"EPS","value":"$1.26"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}