Sallie Mae Q4 EPS $1.12, FY2025 EPS $3.46; guides FY2026 EPS $2.70-2.80; new $500M buyback

SLM Corp

2025-FY EPS reported $3.46

GAAP diluted EPS: Q4 $1.12, FY2025 $3.46; originations grew 6% YoY for FY2025.
Total net charge-offs improved to 2.15% of avg loans in repayment (FY2025) from prior year.
2026 guidance: diluted EPS $2.70-$2.80, originations growth 12-14%, NCOs $345-385M.
Board authorized new $500M share repurchase program starting Jan 22, 2026.
Q4 gain on loan sales $45M; negative provision for credit losses $19M driven by loan sale.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.