---
schema_version: "secwatch.filing_event.v1"
accession: "0001035092-26-000023"
form_type: "8-K"
ticker: "SHBI"
cik: "0001035092"
company_name: "SHORE BANCSHARES INC"
filed_at: "2026-04-23T23:59:59+00:00"
generated_at: "2026-05-15T04:24:04.508039+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Shore Bancshares Reports Record Net Income of $17.1M for Q1 2026

## Summary
- Net income of $17.1 million ($0.51 per diluted share) vs $15.9M in Q4 2025 and $13.8M in Q1 2025.
- Net interest margin expanded 21 bps to 3.64% from Q4 2025; net interest income up $2.4M to $52.6M.
- Return on average assets (ROAA) improved to 1.12% from 1.02% in Q4 2025.
- Nonperforming assets increased to 1.10% of total assets from 0.69% at year-end 2025.
- Book value per share rose to $18.02 from $17.65 at December 31, 2025.

## SEC filing metadata
- accession: 0001035092-26-000023
- form_type: 8-K
- ticker: SHBI
- cik: 0001035092
- company_name: SHORE BANCSHARES INC
- filed_at: 2026-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1035092/000103509226000023/0001035092-26-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1035092/000103509226000023/shbi-20260423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001035092-26-000023
- JSON: https://secwatch.observer/filing/0001035092-26-000023.json
- Plain text: https://secwatch.observer/filing/0001035092-26-000023.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.