{"schema_version":"secwatch.filing_event.v1","accession":"0001035092-26-000040","form_type":"8-K","ticker":"SHBI","cik":"0001035092","company_name":"SHORE BANCSHARES INC","filed_at":"2026-07-23T20:00:46+00:00","discovered_at":"2026-07-23T20:02:00.265767+00:00","generated_at":"2026-07-23T20:02:23.416085+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Shore Bancshares Q2 net income $18.9M ($0.56 EPS), up 22% YoY; dividend raised 16.7%","bullets":["Net income $18.9M ($0.56 diluted EPS) vs $15.5M ($0.46) in Q2 2025; net interest income $52.9M, NIM 3.70%.","Quarterly dividend raised 16.7% to $0.14/share; $30M share repurchase program announced, $891k repurchased in Q2.","Nonperforming assets 1.09% of total assets, up from 0.33% YoY; three large loans ($44.4M) drive NPA increase.","Efficiency ratio improved to 57.76% from 61.97% QoQ; ROAA 1.24% (adjusted 1.34%).","Book value per share $18.44, up from $18.02 QoQ; total assets $6.15B, deposits $5.40B."],"urls":{"canonical":"https://secwatch.observer/filing/0001035092-26-000040","json":"https://secwatch.observer/filing/0001035092-26-000040.json","markdown":"https://secwatch.observer/filing/0001035092-26-000040.md","text":"https://secwatch.observer/filing/0001035092-26-000040.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1035092/000103509226000040/0001035092-26-000040-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1035092/000103509226000040/shbi-20260723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-23T20:02:23.416085+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}