{"schema_version":"secwatch.filing_event.v1","accession":"0001039828-25-000036","form_type":"8-K","ticker":"ANG-PD","cik":"0001039828","company_name":"American National Group Inc.","filed_at":"2025-11-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.619129+00:00","generated_at":"2026-05-16T17:31:51.136015+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American National Q3 GAAP net income $208M vs loss of $299M YoY; distributable earnings $354M","bullets":["GAAP net income attributable to common stockholders $208M in Q3 2025 vs -$299M in Q3 2024; YTD 2025 $113M vs $58M.","Distributable operating earnings $354M (Q3 2025), down 2% YoY; YTD 2025 $1,057M, up 30% YoY.","Annuity segment distributable earnings $389M; gross annuity sales $4.85B, up 17% YoY led by fixed index ($2.53B) and fixed rate ($2.13B).","Total assets $130.6B, up 6% YoY; total equity $10.98B, up 10% YoY; total adjusted common equity $10.29B, up 19% YoY.","Non-performing commercial mortgage loans $205M (2% of portfolio) vs $117M (1%) at Dec 2024; allowance for credit losses $125M."],"urls":{"canonical":"https://secwatch.observer/filing/0001039828-25-000036","json":"https://secwatch.observer/filing/0001039828-25-000036.json","markdown":"https://secwatch.observer/filing/0001039828-25-000036.md","text":"https://secwatch.observer/filing/0001039828-25-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1039828/000103982825000036/0001039828-25-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1039828/000103982825000036/angpd-20251121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T17:31:51.136015+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}