{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-22-000143","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2022-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.395262+00:00","generated_at":"2026-06-23T02:09:43.742067+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Heritage Financial Q3 net income $21M, EPS $0.59; net interest margin expands to 3.57%","bullets":["Net income $21.0M ($0.59 diluted EPS) vs $18.6M ($0.52) in Q2 2022 and $20.6M ($0.58) in Q3 2021.","Net interest margin increased to 3.57% from 3.04% in Q2; loans receivable grew $127.2M (3.3% quarterly).","Cost of total deposits unchanged at 0.09%; nonperforming assets improved to 0.09% of total assets.","Declared regular cash dividend of $0.21 per share, payable Nov 16, 2022 to holders of record Nov 2.","Provided $37.8M in construction financing and tax credit equity for 85 affordable housing units in Seattle."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-22-000143","json":"https://secwatch.observer/filing/0001046025-22-000143.json","markdown":"https://secwatch.observer/filing/0001046025-22-000143.md","text":"https://secwatch.observer/filing/0001046025-22-000143.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602522000143/0001046025-22-000143-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602522000143/hfwa-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:09:43.742067+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}