{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-23-000084","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.754521+00:00","generated_at":"2026-06-16T22:07:28.039389+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Heritage Financial Q1 EPS $0.58 (down from $0.64 Q4), NIM 3.91%, declares $0.22 dividend","bullets":["Net income $20.5M ($0.58 diluted EPS) vs $22.5M ($0.64) in Q4 2022 and $19.8M ($0.56) in Q1 2022.","Loans increased $76.6M (1.9%, 7.7% annualized) vs Q4; loan-to-deposit ratio 71.3%.","Net interest margin 3.91% vs 3.98% Q4 and 2.84% Q1 2022; cost of deposits rose to 0.31% from 0.16%.","Nonperforming assets to total assets fell to 0.07% from 0.08% Q4; leverage ratio 9.9%, total capital 14.1%.","Declared $0.22 per share quarterly cash dividend, payable May 18, record May 4."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-23-000084","json":"https://secwatch.observer/filing/0001046025-23-000084.json","markdown":"https://secwatch.observer/filing/0001046025-23-000084.md","text":"https://secwatch.observer/filing/0001046025-23-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000084/0001046025-23-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000084/hfwa-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:07:28.039389+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"23d5e21ee7fc98b5a6a277e1c69d484249e3981b","claim":"HERITAGE FINANCIAL CORP /WA/ reported the first quarter ended March 31, 2023 results: net income $20.5 million, EPS $0.58 per diluted share.","evidence_excerpt":"Net income was $20.5 million, or $0.58 per diluted share, for the first quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000084/0001046025-23-000084-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$20.5 million"},{"label":"EPS","value":"$0.58 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}