{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-23-000177","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.004597+00:00","generated_at":"2026-06-13T05:21:55.358919+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heritage Financial Q2 net income $16.8M, EPS $0.48; net interest margin 3.56%, down from 3.91% QoQ","bullets":["Net income $16.8M ($0.48 diluted EPS) vs Q1 $20.5M ($0.58) and Q2 2022 $18.6M ($0.52).","Net interest margin fell to 3.56% from 3.91% QoQ; cost of total deposits rose to 0.61% from 0.31%.","Total deposits decreased $193.5M (-3.3%) QoQ; loans receivable increased $123.9M (+3.0%).","Nonperforming assets remain low at 0.07% of total assets; capital ratios solid (leverage 9.9%, total capital 14.1%).","Declared regular cash dividend of $0.22 per share, payable Aug 16, 2023 to record Aug 2."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-23-000177","json":"https://secwatch.observer/filing/0001046025-23-000177.json","markdown":"https://secwatch.observer/filing/0001046025-23-000177.md","text":"https://secwatch.observer/filing/0001046025-23-000177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000177/0001046025-23-000177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000177/hfwa-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T05:21:55.358919+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"39c131a93fd19987649195cd9c4813c8f5846f90","claim":"HERITAGE FINANCIAL CORP /WA/ reported second quarter of 2023 results: net income $16.8 million, EPS $0.48 per diluted share.","evidence_excerpt":"Net income was $16.8 million, or $0.48 per diluted share, for the second quarter of 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1046025/000104602523000177/0001046025-23-000177-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$16.8 million"},{"label":"EPS","value":"$0.48 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}