{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-24-000175","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.484366+00:00","generated_at":"2026-05-30T10:19:14.244710+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heritage Financial Q3 net income $11.4M ($0.33 EPS) down from $14.2M in Q2; declares $0.23 dividend","bullets":["Net income $11.4M, EPS $0.33 vs Q2 $14.2M/$0.41 and Q3 2023 $18.2M/$0.51.","Includes pre-tax loss of $6.9M on sale of securities ($0.16 EPS hit) from strategic balance sheet repositioning.","Loans grew $146.9M (3.2% sequentially, 12.9% annualized); deposits increased $192.8M (3.5% seq.).","Net interest margin expanded to 3.33% from 3.29% in Q2; cost of total deposits 1.42% vs 1.34%.","Declared regular cash dividend of $0.23 per share, payable Nov 20 to holders of record Nov 6."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-24-000175","json":"https://secwatch.observer/filing/0001046025-24-000175.json","markdown":"https://secwatch.observer/filing/0001046025-24-000175.md","text":"https://secwatch.observer/filing/0001046025-24-000175.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602524000175/0001046025-24-000175-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602524000175/hfwa-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:19:14.244710+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}