---
schema_version: "secwatch.filing_event.v1"
accession: "0001046025-24-000175"
form_type: "8-K"
ticker: "HFWA"
cik: "0001046025"
company_name: "HERITAGE FINANCIAL CORP /WA/"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:19:14.244710+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Heritage Financial Q3 net income $11.4M ($0.33 EPS) down from $14.2M in Q2; declares $0.23 dividend

## Summary
- Net income $11.4M, EPS $0.33 vs Q2 $14.2M/$0.41 and Q3 2023 $18.2M/$0.51.
- Includes pre-tax loss of $6.9M on sale of securities ($0.16 EPS hit) from strategic balance sheet repositioning.
- Loans grew $146.9M (3.2% sequentially, 12.9% annualized); deposits increased $192.8M (3.5% seq.).
- Net interest margin expanded to 3.33% from 3.29% in Q2; cost of total deposits 1.42% vs 1.34%.
- Declared regular cash dividend of $0.23 per share, payable Nov 20 to holders of record Nov 6.

## SEC filing metadata
- accession: 0001046025-24-000175
- form_type: 8-K
- ticker: HFWA
- cik: 0001046025
- company_name: HERITAGE FINANCIAL CORP /WA/
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046025/000104602524000175/0001046025-24-000175-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046025/000104602524000175/hfwa-20241024.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001046025-24-000175
- JSON: https://secwatch.observer/filing/0001046025-24-000175.json
- Plain text: https://secwatch.observer/filing/0001046025-24-000175.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.