{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-25-000008","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.791189+00:00","generated_at":"2026-05-27T12:58:14.403252+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heritage Financial Q4 net income $11.9M ($0.34 EPS); loan growth 2.6%, margin expands; dividend raised to $0.24/share","bullets":["Q4 2024 net income $11.9M ($0.34 diluted EPS) vs Q3 $11.4M ($0.33) and Q4 2023 $6.2M ($0.18).","Annual net income $43.3M ($1.24 EPS) down from $61.8M ($1.75) in 2023; securities losses of $22.7M pre-tax reduced EPS by $0.51.","Loans receivable up $122.6M (2.6% sequential); net interest margin expanded to 3.39% from 3.33% in Q3.","Cost of total deposits decreased to 1.39% from 1.42%; quarterly dividend increased 4.3% to $0.24/share, payable Feb 20.","Incurred $3.9M pre-tax loss on securities sale to fund higher-yielding loan growth; BOLI restructuring added $2.9M after-tax costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-25-000008","json":"https://secwatch.observer/filing/0001046025-25-000008.json","markdown":"https://secwatch.observer/filing/0001046025-25-000008.md","text":"https://secwatch.observer/filing/0001046025-25-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000008/0001046025-25-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000008/hfwa-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T12:58:14.403252+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}