{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-25-000082","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.299069+00:00","generated_at":"2026-05-23T06:37:36.418172+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Heritage Financial Q1 EPS $0.40; NIM expands to 3.44%; deposits up 2.8%","bullets":["Net income $13.9M ($0.40 diluted) vs $11.9M ($0.34) Q4 2024 and $5.7M ($0.16) Q1 2024.","Pre-tax loss $3.9M on sale of $60.9M securities; $28.2M reinvested at 4.55% yield.","Net interest margin 3.44% (up from 3.36%); cost of interest-bearing deposits fell to 1.92%.","Deposits grew $160.7M (2.8%) to $5.845B; hired three commercial bankers in Spokane, WA.","Regular cash dividend $0.24/share declared; payable May 21 to record May 7, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-25-000082","json":"https://secwatch.observer/filing/0001046025-25-000082.json","markdown":"https://secwatch.observer/filing/0001046025-25-000082.md","text":"https://secwatch.observer/filing/0001046025-25-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000082/0001046025-25-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000082/hfwa-20250424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T06:37:36.418172+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}