{"schema_version":"secwatch.filing_event.v1","accession":"0001046025-25-000144","form_type":"8-K","ticker":"HFWA","cik":"0001046025","company_name":"HERITAGE FINANCIAL CORP /WA/","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.191582+00:00","generated_at":"2026-05-18T01:56:50.387817+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Heritage Financial Q2 2025 net income $12.2M ($0.36 EPS); adj. EPS $0.53; declares $0.24 dividend","bullets":["Net income $12.2M, diluted EPS $0.36 vs $0.40 in Q1 2025 and $0.41 in Q2 2024.","Pre-tax loss on securities sale of $6.9M ($0.15 EPS) as part of balance sheet repositioning; sold $91.6M at 2.63%, reinvested $56.4M at 5.06%.","Net interest margin expanded to 3.51% from 3.44% in Q1; loan yield 5.50%, cost of interest-bearing deposits 1.94%.","Declared regular cash dividend $0.24/share, payable Aug 20 to holders of record Aug 6.","Adjusted diluted EPS $0.53 vs $0.49 prior quarter and $0.45 YoY; adjusted ROATCE 11.59%."],"urls":{"canonical":"https://secwatch.observer/filing/0001046025-25-000144","json":"https://secwatch.observer/filing/0001046025-25-000144.json","markdown":"https://secwatch.observer/filing/0001046025-25-000144.md","text":"https://secwatch.observer/filing/0001046025-25-000144.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000144/0001046025-25-000144-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1046025/000104602525000144/hfwa-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:56:50.387817+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}