---
schema_version: "secwatch.filing_event.v1"
accession: "0001046257-25-000070"
form_type: "8-K"
ticker: "INGR"
cik: "0001046257"
company_name: "Ingredion Inc"
filed_at: "2025-08-28T23:59:59+00:00"
generated_at: "2026-05-17T09:22:24.420561+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Ingredion enters $1.0B five-year revolving credit facility, replacing prior facility

## Summary
- $1.0B unsecured revolving credit facility maturing August 27, 2030; no borrowings drawn at closing.
- Replaces prior $1.0B facility dated June 30, 2021 (would have matured June 30, 2026).
- SOFR margin initially 1.00%; base rate margin 0.00%; unused commitment fee 0.09% per annum.
- Financial covenants: maximum leverage ratio 3.5:1; minimum interest coverage ratio 3.5:1.
- Up to $500M available for subsidiary borrowers; option to request incremental commitments up to $750M.

## SEC filing metadata
- accession: 0001046257-25-000070
- form_type: 8-K
- ticker: INGR
- cik: 0001046257
- company_name: Ingredion Inc
- filed_at: 2025-08-28T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1046257/000104625725000070/0001046257-25-000070-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1046257/000104625725000070/ingr-20250827.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001046257-25-000070
- JSON: https://secwatch.observer/filing/0001046257-25-000070.json
- Plain text: https://secwatch.observer/filing/0001046257-25-000070.txt

## Key facts
- Debt Financings
  Ingredion Inc incurred revolving credit of $1.0 billion with JPMorgan Chase Bank, N.A. and J.P. Morgan SE, as administrative agent at SOFR plus 1.00% or base rate plus 0.00% maturing August 27, 2030.
  - Instrument: revolving credit
  - Principal: $1.0 billion
  - Counterparty: JPMorgan Chase Bank, N.A. and J.P. Morgan SE, as administrative agent
  - Rate: SOFR plus 1.00% or base rate plus 0.00%
  - Maturity: August 27, 2030
  - Event: incurrence
  source text: described in Item 1.02 below, which was terminated. The Credit Agreement provides for a five-year unsecured revolving credit facility in an aggregate principal amount of $1.0 billion outstanding at any time (the “Revolving Credit Facility”), of which up to $25 million is available as swingline loans and up to $50 million as letters of credit. Loans under the
  evidence_url: https://www.sec.gov/Archives/edgar/data/1046257/000104625725000070/0001046257-25-000070-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.