---
schema_version: "secwatch.filing_event.v1"
accession: "0001050441-23-000008"
form_type: "8-K"
ticker: "EGBN"
cik: "0001050441"
company_name: "EAGLE BANCORP INC"
filed_at: "2023-01-18T23:59:59+00:00"
generated_at: "2026-06-20T13:47:06.397676+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q4 2022 net income $42.2M ($1.32 EPS), full year EPS $4.39; loans grow 4.5% QoQ

## Summary
- Q4 net income $42.2M ($1.32 diluted EPS) vs $37.3M ($1.16) prior quarter and $41.6M ($1.30) year-ago quarter.
- Full year 2022 net income $140.9M ($4.39 diluted EPS); adjusted $158.8M ($4.95) excluding one-time items.
- Loans $7.6B, up 4.5% from Q3; allowance for credit losses 0.97% of loans (down from 1.04%).
- Deposits $8.7B, down 0.6% QoQ; short-term borrowings $975M, up 89% to fund loan growth.
- Repurchased 738,300 shares for $33.1M in Q4; new 1.6M share buyback program authorized for 2023.

## SEC filing metadata
- accession: 0001050441-23-000008
- form_type: 8-K
- ticker: EGBN
- cik: 0001050441
- company_name: EAGLE BANCORP INC
- filed_at: 2023-01-18T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050441/000105044123000008/0001050441-23-000008-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050441/000105044123000008/gnw-20230118.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001050441-23-000008
- JSON: https://secwatch.observer/filing/0001050441-23-000008.json
- Plain text: https://secwatch.observer/filing/0001050441-23-000008.txt

## Key facts
- Earnings Releases
  EAGLE BANCORP INC reported the fiscal year ended December 31, 2022 results: net income $140.9 million, EPS $4.39 per diluted share.
  - Period: the fiscal year ended December 31, 2022
  - Net income: $140.9 million
  - EPS: $4.39 per diluted share
  - Result: reported results
  source text: Full year 2022 net income was $140.9 million, or $4.40 per share (basic) and $4.39 per share (diluted).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1050441/000105044123000008/0001050441-23-000008-index.htm
- Earnings Releases
  EAGLE BANCORP INC reported fourth quarter 2022 results: net income $42.2 million, EPS $1.32 per diluted share.
  - Period: fourth quarter 2022
  - Net income: $42.2 million
  - EPS: $1.32 per diluted share
  - Result: reported results
  source text: EAGLE BANCORP, INC. ANNOUNCES NET INCOME FOR FOURTH QUARTER 2022 OF $42.2 MILLION OR $1.32 PER DILUTED SHARE AND ANNUAL EARNINGS OF $140.9 MILLION OR $4.39 PER DILUTED SHARE
  evidence_url: https://www.sec.gov/Archives/edgar/data/1050441/000105044123000008/0001050441-23-000008-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.