{"schema_version":"secwatch.filing_event.v1","accession":"0001050441-23-000083","form_type":"8-K","ticker":"EGBN","cik":"0001050441","company_name":"EAGLE BANCORP INC","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.771598+00:00","generated_at":"2026-06-16T23:16:21.567760+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Eagle Bancorp Q1 net income $24.2M, EPS $0.78, down 43% QoQ; deposits fall 14%","bullets":["Net income $24.2M ($0.78 diluted) vs $42.2M ($1.32) in Q4 2022 and $45.7M ($1.42) a year ago.","Net interest margin narrowed to 2.77% from 3.14%; net interest income fell 12.4% to $75.0M.","Deposits dropped $1.2B (14.3%) to $7.5B; short-term borrowings rose $1.1B to $2.1B; loan-to-deposit ratio 104%.","Provision for credit losses $6.2M vs reversal of $0.5M in Q4; ACL on loans 1.01% (up from 0.97%).","HTM securities $112M unrealized loss (9% of common equity); uninsured deposits 42.9%. Dividend $0.45; repurchased 400k shares."],"urls":{"canonical":"https://secwatch.observer/filing/0001050441-23-000083","json":"https://secwatch.observer/filing/0001050441-23-000083.json","markdown":"https://secwatch.observer/filing/0001050441-23-000083.md","text":"https://secwatch.observer/filing/0001050441-23-000083.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000083/0001050441-23-000083-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000083/gnw-20230419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:16:21.567760+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c13707d34ef5ec8354a9441bb0ffba38ceb21d34","claim":"EAGLE BANCORP INC reported first quarter 2023 results: net income $24.2 million, EPS $0.78 per diluted share.","evidence_excerpt":"EAGLE BANCORP, INC. ANNOUNCES NET INCOME FOR FIRST QUARTER 2023 OF $24.2 MILLION OR $0.78 PER DILUTED SHARE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000083/0001050441-23-000083-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Net income","value":"$24.2 million"},{"label":"EPS","value":"$0.78 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}