{"schema_version":"secwatch.filing_event.v1","accession":"0001050441-23-000117","form_type":"8-K","ticker":"EGBN","cik":"0001050441","company_name":"EAGLE BANCORP INC","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.018818+00:00","generated_at":"2026-06-13T02:11:35.265277+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eagle Bancorp Q2 net income $28.7M, EPS $0.94; NIM falls to 2.49%","bullets":["Net income $28.7M ($0.94 diluted) vs $24.2M ($0.78) prior quarter and $15.7M ($0.49) year-ago quarter.","Net interest margin 2.49% vs 2.77% prior; cost of funds rose to 3.20% from 2.62%.","NPAs/assets 0.28% vs 0.08% prior; net charge-offs $5.6M (0.29% annualized).","Deposits $7.7B (+3.4% QoQ); borrowings $1.9B (-12.7%); repurchased 1.2M shares at $24.48 avg.","Expense reduction: branch closures and RIF expected to save $2.4M in H2 2023 and $5.8M in 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001050441-23-000117","json":"https://secwatch.observer/filing/0001050441-23-000117.json","markdown":"https://secwatch.observer/filing/0001050441-23-000117.md","text":"https://secwatch.observer/filing/0001050441-23-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000117/0001050441-23-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000117/gnw-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:11:35.265277+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6a490d166d2866376f2d872face7c0d32d24dc4d","claim":"EAGLE BANCORP INC reported second quarter 2023 results: net income net income of $28.7 million, EPS $0.94 per diluted share.","evidence_excerpt":"EAGLE BANCORP, INC. ANNOUNCES NET INCOME FOR SECOND QUARTER 2023 OF $28.7 MILLION OR $0.94 PER DILUTED SHARE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000117/0001050441-23-000117-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"net income of $28.7 million"},{"label":"EPS","value":"$0.94 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}