{"schema_version":"secwatch.filing_event.v1","accession":"0001050441-23-000141","form_type":"8-K","ticker":"EGBN","cik":"0001050441","company_name":"EAGLE BANCORP INC","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.034417+00:00","generated_at":"2026-06-09T09:44:04.290264+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Eagle Bancorp Q3 net income $27.4M ($0.91 EPS); NIM down to 2.43%, NPAs rise","bullets":["Net income $27.4M ($0.91 diluted EPS) vs $28.7M ($0.94) prior quarter and $37.3M ($1.16) year-ago.","Net interest margin fell to 2.43% from 2.49% QoQ and 3.02% YoY; $1.6M interest reversal on nonperforming loan cut NIM 6 bps.","Deposits grew 8.5% to $8.4B; short-term borrowings down 29.2% to $1.3B; loan-to-deposit ratio improved to 95%.","Nonperforming assets rose to 0.64% of total assets from 0.28% QoQ, primarily from one multi-family credit in DC.","Provision for credit losses $5.6M (up from $5.2M); allowance 1.05% of loans; dividend maintained at $0.45/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001050441-23-000141","json":"https://secwatch.observer/filing/0001050441-23-000141.json","markdown":"https://secwatch.observer/filing/0001050441-23-000141.md","text":"https://secwatch.observer/filing/0001050441-23-000141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000141/0001050441-23-000141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000141/gnw-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:44:04.290264+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d3eeefaf2866630f98965618676396d8690c0d9e","claim":"EAGLE BANCORP INC reported the third quarter 2023 results: net income $27.4 million, EPS $0.91 per diluted share.","evidence_excerpt":"EAGLE BANCORP, INC. ANNOUNCES NET INCOME FOR THIRD QUARTER 2023 OF $27.4 MILLION OR $0.91 PER DILUTED SHARE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1050441/000105044123000141/0001050441-23-000141-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter 2023"},{"label":"Net income","value":"$27.4 million"},{"label":"EPS","value":"$0.91 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}