{"schema_version":"secwatch.filing_event.v1","accession":"0001050441-24-000007","form_type":"8-K","ticker":"EGBN","cik":"0001050441","company_name":"EAGLE BANCORP INC","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.228551+00:00","generated_at":"2026-06-06T18:59:54.417907+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Eagle Bancorp Q4 net income $20.2M ($0.67 EPS) down from $27.4M in Q3; provision jumps to $14.5M","bullets":["Net income $20.2M vs $27.4M prior quarter; diluted EPS $0.67 vs $0.91.","Net interest income $73.0M (+$2.3M QoQ) as NIM widened to 2.45% from 2.43%.","Provision for credit losses surged to $14.5M from $5.6M on partial charge-off of office loan and multi-family CRE sale.","Deposits grew 5.2% to $8.8B; brokered deposits fell to 27.0% from 29.1%.","Net charge-off rate 0.60% annualized vs 0.02% prior quarter; NPL ratio improved to 0.82% from 0.89%."],"urls":{"canonical":"https://secwatch.observer/filing/0001050441-24-000007","json":"https://secwatch.observer/filing/0001050441-24-000007.json","markdown":"https://secwatch.observer/filing/0001050441-24-000007.md","text":"https://secwatch.observer/filing/0001050441-24-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050441/000105044124000007/0001050441-24-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050441/000105044124000007/gnw-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:59:54.417907+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"076359afe4d312df98f14542a13162bffd24d72a","claim":"EAGLE BANCORP INC reported fourth quarter 2023 results: net income $20.2 million, EPS $0.67 per diluted share.","evidence_excerpt":"EAGLE BANCORP, INC. ANNOUNCES NET INCOME FOR FOURTH QUARTER 2023 OF $20.2 MILLION OR $0.67 PER DILUTED SHARE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1050441/000105044124000007/0001050441-24-000007-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter 2023"},{"label":"Net income","value":"$20.2 million"},{"label":"EPS","value":"$0.67 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}