---
schema_version: "secwatch.filing_event.v1"
accession: "0001050441-25-000014"
form_type: "8-K"
ticker: "EGBN"
cik: "0001050441"
company_name: "EAGLE BANCORP INC"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T18:17:16.995512+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q4 net income falls 30% QoQ to $15.3M; $74.9M office loan moves to non-accrual

## Summary
- Diluted EPS of $0.50 vs $0.72 in Q3; PPNR declined to $30.3M from $35.2M.
- Increase in provision expense of $2.0M; net interest income down $1.0M.
- Repaid $1B Bank Term Funding Program debt using liquidity and deposit growth.
- Cash dividend of $0.165 per share declared payable Feb 21 to holders of record Feb 7.
- Director Kathy Raffa will not stand for re-election at 2025 Annual Meeting; no disagreement cited.

## SEC filing metadata
- accession: 0001050441-25-000014
- form_type: 8-K
- ticker: EGBN
- cik: 0001050441
- company_name: EAGLE BANCORP INC
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000014/0001050441-25-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000014/gnw-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001050441-25-000014
- JSON: https://secwatch.observer/filing/0001050441-25-000014.json
- Plain text: https://secwatch.observer/filing/0001050441-25-000014.txt

## Key facts
- Executive change
  Kathy A. Raffa departed as Director at EAGLE BANCORP INC.
  - Action: not stand for re-election
  - Role: Director
  source text: Kathy A. Raffa notified the Board of Directors (the “Board”) of Eagle Bancorp, Inc. (the “Company”) that she will not stand for re-election as a director of the Company at the end of her term
  evidence_url: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000014/0001050441-25-000014-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.