---
schema_version: "secwatch.filing_event.v1"
accession: "0001050441-25-000081"
form_type: "8-K"
ticker: "EGBN"
cik: "0001050441"
company_name: "EAGLE BANCORP INC"
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T07:51:03.157174+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Eagle Bancorp Q1 net income plummets to $1.7M ($0.06 EPS) from $15.3M; declares $0.165 dividend

## Summary
- Net income of $1.7M ($0.06 diluted EPS) vs $15.3M ($0.50) in Q4 2024, a $13.6M decline.
- Provision for credit losses surged $14.1M, driven by office portfolio valuation risk.
- Net interest income fell $5.1M; noninterest income rose $4.1M; PPNR $28.4M vs $30.3M prior quarter.
- C&I loans grew $109M (4.3%) and total deposits up $146.2M (1.6%) period-end.
- Cash dividend $0.165/share payable May 16, 2025 to holders of record May 5, 2025.

## SEC filing metadata
- accession: 0001050441-25-000081
- form_type: 8-K
- ticker: EGBN
- cik: 0001050441
- company_name: EAGLE BANCORP INC
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000081/0001050441-25-000081-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000081/gnw-20250423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001050441-25-000081
- JSON: https://secwatch.observer/filing/0001050441-25-000081.json
- Plain text: https://secwatch.observer/filing/0001050441-25-000081.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.