{"schema_version":"secwatch.filing_event.v1","accession":"0001050441-25-000102","form_type":"8-K","ticker":"EGBN","cik":"0001050441","company_name":"EAGLE BANCORP INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.201306+00:00","generated_at":"2026-05-18T03:05:58.066710+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"medium","headline":"Eagle Bancorp posts Q2 net loss of $69.8M; provision expense surges $111.9M","bullets":["Net loss of $69.8M ($2.30 per share) vs Q1 net income of $1.7M ($0.06 per diluted share).","Provision for credit losses increased $111.9M in Q2; credit loss reserve coverage rose to 2.38% from 1.63% in Q1.","Pre-provision net revenue (PPNR) improved to $30.7M from $28.4M in Q1, reflecting net interest margin expansion.","Common equity tier 1 capital ratio at 14.0%; tangible common equity ratio exceeds 10%.","Management cites decisive actions on challenged loans and office portfolio; expects remediation to continue."],"urls":{"canonical":"https://secwatch.observer/filing/0001050441-25-000102","json":"https://secwatch.observer/filing/0001050441-25-000102.json","markdown":"https://secwatch.observer/filing/0001050441-25-000102.md","text":"https://secwatch.observer/filing/0001050441-25-000102.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/0001050441-25-000102-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/gnw-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:05:58.066710+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}