---
schema_version: "secwatch.filing_event.v1"
accession: "0001050441-25-000102"
form_type: "8-K"
ticker: "EGBN"
cik: "0001050441"
company_name: "EAGLE BANCORP INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:05:58.066710+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "medium"
source: SEC EDGAR
---

# Eagle Bancorp posts Q2 net loss of $69.8M; provision expense surges $111.9M

## Summary
- Net loss of $69.8M ($2.30 per share) vs Q1 net income of $1.7M ($0.06 per diluted share).
- Provision for credit losses increased $111.9M in Q2; credit loss reserve coverage rose to 2.38% from 1.63% in Q1.
- Pre-provision net revenue (PPNR) improved to $30.7M from $28.4M in Q1, reflecting net interest margin expansion.
- Common equity tier 1 capital ratio at 14.0%; tangible common equity ratio exceeds 10%.
- Management cites decisive actions on challenged loans and office portfolio; expects remediation to continue.

## SEC filing metadata
- accession: 0001050441-25-000102
- form_type: 8-K
- ticker: EGBN
- cik: 0001050441
- company_name: EAGLE BANCORP INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: medium
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/0001050441-25-000102-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/gnw-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001050441-25-000102
- JSON: https://secwatch.observer/filing/0001050441-25-000102.json
- Plain text: https://secwatch.observer/filing/0001050441-25-000102.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.