secwatch.observer — SEC 8-K summary
======================================

Issuer:     EAGLE BANCORP INC (EGBN)
CIK:        0001050441
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001050441-25-000102
Event type: earnings
Sentiment:  negative
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Eagle Bancorp posts Q2 net loss of $69.8M; provision expense surges $111.9M
---------------------------------------------------------------------------

- Net loss of $69.8M ($2.30 per share) vs Q1 net income of $1.7M ($0.06 per diluted share).
- Provision for credit losses increased $111.9M in Q2; credit loss reserve coverage rose to 2.38% from 1.63% in Q1.
- Pre-provision net revenue (PPNR) improved to $30.7M from $28.4M in Q1, reflecting net interest margin expansion.
- Common equity tier 1 capital ratio at 14.0%; tangible common equity ratio exceeds 10%.
- Management cites decisive actions on challenged loans and office portfolio; expects remediation to continue.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/0001050441-25-000102-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1050441/000105044125000102/gnw-20250723.htm
  HTML page:      https://secwatch.observer/filing/0001050441-25-000102

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer