First BanCorp Q2 2026 net income $96.1M ($0.62 EPS), up 20% YoY; record adjusted PTPP income $137.5M

FIRST BANCORP /PR/

Net income $96.1M ($0.62 diluted EPS) vs $80.2M ($0.50) in Q2 2025, up 20% YoY.
Adjusted pre-tax pre-provision income record $137.5M; net interest margin expanded to 4.87% from 4.75% QoQ.
Total loan originations $1.7B (+21% YoY); loans grew $168.8M to $13.3B.
Credit quality: net charge-offs to avg loans 0.49% (down from 0.65% QoQ); NPLs $94.6M (+$6.8M).
CET1 ratio 16.96%; returned 84% of earnings via dividends ($31M) and buybacks ($50M).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.