{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-21-000029","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2021-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:17.060432+00:00","generated_at":"2026-06-29T22:19:24.218426+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CF Bankshares Q2 net income $3.5M, EPS $0.52; winding down DTC mortgage business","bullets":["Net income $3.5M ($0.52 diluted EPS) for Q2 2021, down from $10.1M ($1.53) YoY; YTD net income $9.9M ($1.48).","Mortgage lending posted $2.2M net loss in Q2; company winding down direct-to-consumer (DTC) segment, transitioning to retail model.","Net interest margin improved to 2.95% in Q2, up 53 bps YoY; net interest income $11M, up 75.7% YoY.","Net loans grew $35M in Q2 (53% annualized, excl. PPP and branch reclass); total loans $1.0B.","Book value per share $18.07; declared Q2 cash dividend $0.03/share; completed sale of two Columbiana County branches on July 16 for $1.8M deposit premium."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-21-000029","json":"https://secwatch.observer/filing/0001070680-21-000029.json","markdown":"https://secwatch.observer/filing/0001070680-21-000029.md","text":"https://secwatch.observer/filing/0001070680-21-000029.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068021000029/0001070680-21-000029-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068021000029/cfbk-20210804x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T22:19:24.218426+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}