{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-21-000038","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:11.366707+00:00","generated_at":"2026-06-28T17:15:45.425151+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CF Bankshares Q3 net income $4.1M ($0.61 EPS); NIM expands to 3.21%","bullets":["Net income of $4.1M for Q3 2021 up from $3.5M in Q2 2021; EPS $0.61 vs $0.52 prior quarter.","Net interest margin increased 26 bps quarter-over-quarter to 3.21%.","Net loans grew $122M (12.2%) during Q3, net of $28M PPP repayments.","Quarterly cash dividend increased 33% to $0.04 per share, payable Nov 2, 2021.","Sale of two Ohio branches generated $1.9M deposit premium; TCE ratio 9.09%."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-21-000038","json":"https://secwatch.observer/filing/0001070680-21-000038.json","markdown":"https://secwatch.observer/filing/0001070680-21-000038.md","text":"https://secwatch.observer/filing/0001070680-21-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068021000038/0001070680-21-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068021000038/cfbk-20211027x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:15:45.425151+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}