{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-22-000003","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2022-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:04:05.334836+00:00","generated_at":"2026-06-27T10:29:15.586258+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"CF Bankshares Q4 net income $4.5M, EPS $0.68; full-year net income $18.5M, EPS $2.77","bullets":["Net income of $4.5M ($0.68 diluted EPS) for Q4 2021 vs $7.3M ($1.11 EPS) in Q4 2020.","Full-year 2021 net income $18.5M ($2.77 EPS) vs $29.6M ($4.47 EPS) in 2020; decline from reduced mortgage banking income.","Net interest margin expanded to 3.36% in Q4 2021 from 2.48% in Q4 2020 and 3.21% in Q3 2021.","Net loans and leases grew $90.4M during Q4 2021 to $1.2B; nonperforming assets 0.07% of total assets.","Board declared cash dividend of $0.04 per share payable Feb 1, 2022; book value per share $19.28."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-22-000003","json":"https://secwatch.observer/filing/0001070680-22-000003.json","markdown":"https://secwatch.observer/filing/0001070680-22-000003.md","text":"https://secwatch.observer/filing/0001070680-22-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068022000003/0001070680-22-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068022000003/cfbk-20220207x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T10:29:15.586258+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}