---
schema_version: "secwatch.filing_event.v1"
accession: "0001070680-22-000014"
form_type: "8-K"
ticker: "CFBK"
cik: "0001070680"
company_name: "CF BANKSHARES INC."
filed_at: "2022-04-25T23:59:59+00:00"
generated_at: "2026-06-26T04:56:42.255149+00:00"
event_type: "other"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# CF Bankshares shareholder letter highlights ~25% CAGR, #2 growth ranking

## Summary
- 10-year CAGR of nearly 25% (2012-2021); ranked #2 nationally in growth strategy and #4 in overall performance by Bank Director Magazine.
- Expansion into Indianapolis market and growth of practice financing for dental/medical practices as key strategic initiatives.
- Upgraded cash management products and increased SBA lending volumes to attract quality customers.
- CEO Timothy O'Dell and Chairman Robert Hoeweler emphasize consistent execution and 'Boutique' banking model.

## SEC filing metadata
- accession: 0001070680-22-000014
- form_type: 8-K
- ticker: CFBK
- cik: 0001070680
- company_name: CF BANKSHARES INC.
- filed_at: 2022-04-25T23:59:59+00:00
- event_type: other
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070680/000107068022000014/0001070680-22-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070680/000107068022000014/cfbk-20220425x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001070680-22-000014
- JSON: https://secwatch.observer/filing/0001070680-22-000014.json
- Plain text: https://secwatch.observer/filing/0001070680-22-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.