{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-22-000017","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2022-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.623855+00:00","generated_at":"2026-06-25T23:18:34.134838+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CF Bankshares Q1 2022 net income $4.5M ($0.69 EPS); loans up 5.5%","bullets":["Net income of $4.5M, EPS $0.69; ROA 1.24%, ROE 14.32%.","Net loans and leases grew $67M (5.5%) to $1.3B, deposits up $52M (4.2%).","Efficiency ratio improved to 53.10%; exited saleable-to-investors mortgage business.","Noninterest expense down $2.7M YoY from scaling residential mortgage lending.","Board declared $0.04/share cash dividend, payable April 25, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-22-000017","json":"https://secwatch.observer/filing/0001070680-22-000017.json","markdown":"https://secwatch.observer/filing/0001070680-22-000017.md","text":"https://secwatch.observer/filing/0001070680-22-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068022000017/0001070680-22-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068022000017/cfbk-20220505x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T23:18:34.134838+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}