---
schema_version: "secwatch.filing_event.v1"
accession: "0001070680-22-000030"
form_type: "8-K"
ticker: "CFBK"
cik: "0001070680"
company_name: "CF BANKSHARES INC."
filed_at: "2022-08-03T23:59:59+00:00"
generated_at: "2026-06-24T04:49:16.628251+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# CF Bankshares Q2 EPS $0.72, loans up 7.6%, dividend raised 25%

## Summary
- Net income $4.7M ($0.72 diluted EPS) for Q2 2022, up from $0.69 in prior quarter and $0.52 in Q2 2021.
- Net loans and leases grew $96.9M (7.6%) to $1.4B; commercial and residential lending led growth.
- Board declared $0.05/share quarterly cash dividend, a 25% increase from prior $0.04.
- ROA of 1.18% and ROE of 14.61% for Q2; credit quality strong with nonaccruals at 0.07%.
- Opened full-service branch in Indianapolis, IN; temporarily suspended share repurchases to preserve capital.

## SEC filing metadata
- accession: 0001070680-22-000030
- form_type: 8-K
- ticker: CFBK
- cik: 0001070680
- company_name: CF BANKSHARES INC.
- filed_at: 2022-08-03T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070680/000107068022000030/0001070680-22-000030-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070680/000107068022000030/cfbk-20220803x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001070680-22-000030
- JSON: https://secwatch.observer/filing/0001070680-22-000030.json
- Plain text: https://secwatch.observer/filing/0001070680-22-000030.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.