{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-23-000005","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2023-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.775164+00:00","generated_at":"2026-06-19T22:25:00.976371+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CF Bankshares Q4 net income $4.7M ($0.72/share); loans up $98M, NIM 3.08%","bullets":["Net income $4.7M ($0.72 diluted EPS) for Q4 2022, up 10% from Q3 2022; full-year net income $18.2M ($2.78 EPS).","Pre-provision net revenue (PPNR) $6.5M for Q4, up 20% QoQ; full-year PPNR $23.4M.","Net loans grew $98.4M (6.7%) sequentially to $1.6B; nonperforming loans remain low at 0.05%.","Net interest margin (NIM) 3.08% for Q4, down 28bps from prior quarter and year-ago.","Declared $0.05 per share cash dividend payable Jan 31, 2023; relocating headquarters to New Albany, Ohio."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-23-000005","json":"https://secwatch.observer/filing/0001070680-23-000005.json","markdown":"https://secwatch.observer/filing/0001070680-23-000005.md","text":"https://secwatch.observer/filing/0001070680-23-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000005/0001070680-23-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000005/cfbk-20230207x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T22:25:00.976371+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0a7ac1a879a02d3f03c59e6f3ef8b72718340ac4","claim":"CF BANKSHARES INC. reported year ended December 31, 2022 results: net income $18.2 million, EPS $2.78 per diluted common share.","evidence_excerpt":"Net income for the year ended December 31 , 2022 totaled $ 18.2 million (or $ 2. 78 per diluted common share)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000005/0001070680-23-000005-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"year ended December 31, 2022"},{"label":"Net income","value":"$18.2 million"},{"label":"EPS","value":"$2.78 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"5a039cf9276975b14e19e5fe6dc4edb4ecb9d7e5","claim":"CF BANKSHARES INC. reported three months ended December 31, 2022 results: net income $4.7 million, EPS $0.72 per diluted common share.","evidence_excerpt":"Net income for the three months ended Dec ember 3 1 , 2022 totaled $ 4. 7 million (or $0. 72 per diluted common share)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000005/0001070680-23-000005-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2022"},{"label":"Net income","value":"$4.7 million"},{"label":"EPS","value":"$0.72 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}