{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-23-000036","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.124312+00:00","generated_at":"2026-06-08T08:37:57.967616+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"CF Bankshares Q3 net income $4.0M ($0.62 EPS); PPNR rises to $6.2M","bullets":["Net income $4.0M ($0.62 diluted EPS) vs $4.2M ($0.66) prior quarter; nine-month net $12.7M ($1.97).","Pre-provision net revenue (PPNR) $6.2M, up $917k from Q2; NIM 2.50% (down 2bps QoQ, 86bps YoY).","Book value per share $23.10; ROA 0.82%, ROE 10.75%; nonperforming loans just 0.27% of total loans.","Provision for credit losses $1.2M (driven by specific reserves on two commercial loans); net charge-offs $126k.","Deposits $1.7B, up 1.5% QoQ; loan growth 1.8% QoQ; cash dividend $0.06/share declared for Oct 27."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-23-000036","json":"https://secwatch.observer/filing/0001070680-23-000036.json","markdown":"https://secwatch.observer/filing/0001070680-23-000036.md","text":"https://secwatch.observer/filing/0001070680-23-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000036/0001070680-23-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000036/cfbk-20231108x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T08:37:57.967616+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"60d191e501a440b1ee2a837bd6bc1c19c2992ef9","claim":"CF BANKSHARES INC. reported third quarter ended September 30, 2023 results: net income $4.0 million ( $0.62 per diluted common share ), EPS $0.62 per diluted common share.","evidence_excerpt":"CF Bankshares Inc. (the “Company”) issued a press release announcing financial results for the third quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070680/000107068023000036/0001070680-23-000036-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Net income","value":"$4.0 million ( $0.62 per diluted common share )"},{"label":"EPS","value":"$0.62 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}