{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-24-000003","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2024-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.291127+00:00","generated_at":"2026-06-06T06:24:02.065446+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CF Bankshares Q4 net income $4.2M ($0.65 EPS); full-year $16.9M ($2.63 EPS); assets top $2B","bullets":["Q4 2023 net income $4.2M ($0.65 diluted EPS) vs $4.0M ($0.62) prior quarter and $4.7M ($0.72) year ago.","Full year 2023 net income $16.9M ($2.63 EPS) vs $18.2M ($2.78) in 2022; pre-provision net revenue $23.3M.","Total assets reached $2.0B; net loans $1.7B (+7.8% YoY); deposits $1.7B (+14.1% YoY).","Nonaccrual loans rose to $5.7M (0.33% of loans) from $0.8M at Dec 2022; net charge-offs $623K in Q4 from two trucking loans.","Board declared $0.06 per share cash dividend paid Jan 29, 2024 (unchanged from prior quarter)."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-24-000003","json":"https://secwatch.observer/filing/0001070680-24-000003.json","markdown":"https://secwatch.observer/filing/0001070680-24-000003.md","text":"https://secwatch.observer/filing/0001070680-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000003/0001070680-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000003/cfbk-20240207x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T06:24:02.065446+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}