{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-24-000014","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2024-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.176389+00:00","generated_at":"2026-06-02T15:49:47.565086+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CF Bankshares Q1 net income $3.1M ($0.47 EPS), down from $4.2M in Q4 and $4.4M a year ago","bullets":["Net income $3.1M ($0.47 diluted EPS) vs $4.2M ($0.65) Q4 2023 and $4.4M ($0.68) Q1 2023.","Net interest margin 2.36% (down 8bps QoQ, down 57bps YoY) on higher deposit costs.","Provision for credit losses $1.2M (vs $875K Q4 2023); nonaccrual loans rose to $7.9M from $5.7M.","Core deposit balances increased $30.8M; new commercial loan production $37.3M.","Declared $0.06 dividend paid April 29, 2024; book value per share $24.17."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-24-000014","json":"https://secwatch.observer/filing/0001070680-24-000014.json","markdown":"https://secwatch.observer/filing/0001070680-24-000014.md","text":"https://secwatch.observer/filing/0001070680-24-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000014/0001070680-24-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000014/cfbk-20240507x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T15:49:47.565086+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c71ff3eb061bbd4699d555b0715755b0ebdc5b77","claim":"CF BANKSHARES INC. reported the first quarter ended March 31, 2024 results: net income $3.1 million ( $0.47 per diluted common share ), EPS $0.47 per diluted common share.","evidence_excerpt":"CF Bankshares Inc. (NASDAQ: CFBK) (the “Company”), the parent of CFBank, National Association (“CFBank”), today announced financial results for the first quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000014/0001070680-24-000014-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$3.1 million ( $0.47 per diluted common share )"},{"label":"EPS","value":"$0.47 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}