{"schema_version":"secwatch.filing_event.v1","accession":"0001070680-24-000030","form_type":"8-K","ticker":"CFBK","cik":"0001070680","company_name":"CF BANKSHARES INC.","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.579443+00:00","generated_at":"2026-05-30T07:58:26.058762+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CF Bankshares Q3 net income $4.2M ($0.65 EPS); NIM expands; nonaccrual loans rise","bullets":["Net income $4.2M ($0.65 diluted EPS) vs $1.7M in Q2 and $4.0M in Q3 2023; PPNR $5.8M.","Net interest margin increased 2 bps QoQ to 2.41%; noninterest bearing deposits up $40M (18%).","Nonaccrual loans increased to $14.6M (0.84% of loans) from $10.9M at Q2; net charge-offs $3.3M in Q3.","Total deposits $1.75B (+2.9% QoQ); FHLB advances decreased $28.5M to $108.7M.","Dividend declared $0.07/share common, paid Oct 19, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001070680-24-000030","json":"https://secwatch.observer/filing/0001070680-24-000030.json","markdown":"https://secwatch.observer/filing/0001070680-24-000030.md","text":"https://secwatch.observer/filing/0001070680-24-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000030/0001070680-24-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070680/000107068024000030/cfbk-20241030x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:58:26.058762+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}