---
schema_version: "secwatch.filing_event.v1"
accession: "0001071236-22-000068"
form_type: "8-K"
ticker: "RRBI"
cik: "0001071236"
company_name: "RED RIVER BANCSHARES INC"
filed_at: "2022-10-28T23:59:59+00:00"
generated_at: "2026-06-22T22:22:58.743112+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Red River Bancshares Q3 net income $10.2M ($1.42 EPS), record high, up 11.4% QoQ

## Summary
- Net income $10.2M ($1.42 diluted EPS) vs $9.1M ($1.27) in Q2 2022; return on assets 1.30%, return on equity 15.48%.
- Net interest margin FTE 3.06% (up 31 bps QoQ); net interest income $23.1M (+9.2% from Q2).
- Loans held for investment $1.88B (+2.1% QoQ); deposits $2.80B (-1.9% QoQ); assets $3.06B (-2.0% QoQ).
- Nonperforming assets $2.7M (0.09% of assets) up from $971K; allowance for loan losses $20.0M (1.06% of loans).
- Opened first full-service New Orleans branch August 1; paid $0.07 quarterly dividend; no share repurchases in Q3.

## SEC filing metadata
- accession: 0001071236-22-000068
- form_type: 8-K
- ticker: RRBI
- cik: 0001071236
- company_name: RED RIVER BANCSHARES INC
- filed_at: 2022-10-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1071236/000107123622000068/0001071236-22-000068-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1071236/000107123622000068/rrbi-20221028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001071236-22-000068
- JSON: https://secwatch.observer/filing/0001071236-22-000068.json
- Plain text: https://secwatch.observer/filing/0001071236-22-000068.txt

## Key facts
- Earnings Releases
  RED RIVER BANCSHARES INC reported the third quarter of 2022 results: net income $10.2 million, EPS $1.42 per diluted common share.
  - Period: the third quarter of 2022
  - Net income: $10.2 million
  - EPS: $1.42 per diluted common share
  - Result: reported results
  source text: Net income for the third quarter of 2022 was $10.2 million, or $1.42 per diluted common share (“EPS”), an increase of $1.0 million, or 11.4%, compared to $9.1 million, or $1.27 EPS, for the second quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123622000068/0001071236-22-000068-index.htm
- Earnings Releases
  RED RIVER BANCSHARES INC reported the nine months ended September 30, 2022 results: net income $26.7 million, EPS $3.71 EPS.
  - Period: the nine months ended September 30, 2022
  - Net income: $26.7 million
  - EPS: $3.71 EPS
  - Result: reported results
  source text: Net income for the nine months ended September 30, 2022, was $26.7 million, or $3.71 EPS, an increase of $2.3 million, or 9.3%, compared to $24.4 million, or $3.34 EPS, for the nine months ended September 30, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1071236/000107123622000068/0001071236-22-000068-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.